credit credit credit

[simplyn2deep]

Yesterday I decided to check my credit report and was pleased to find that the only things I had on there were my student loans and credit card!

All the delinquent crap from when I used to mail order stuff was gone! Thank god!

There have been a few inquiries to my credit, but none of them mess with my credit score.

The next thing I have to do it so check what my actual score is and work on improving it. Last year it was pretty low and if I were to have gone to my bank for a loan, the interest rate would have been ridiculously high. Now it's sort of a moot point since I'll be out of a job at the end of the year and what money I will have will only be used to paying my bills. I'll have about a 9 month cushion (3 month severance pay from job, 6 months worth of financial aid money), after that I will need to have a job.

Movie night at the church in a couple of hours. Oh, yeah and I have homework to do. Yesterday I just stared at the open document for 15 mins before saying to hell with it, closing it and watching Alasaka Troopers on netflix. I can't procrastinate anymore. The assignment is due Monday at 12:30 pm.

Comments

[simplyn2deep.livejournal.com]

Yes. Ultimately I'd like to be able to use this "good credit" to my advantage, but without a job to help me along, it's like moving at a snail's or sloth's pace to get anything done.